Services

Interest rate risk management is one of the biggest challenges facing financial institutions today. Rita Nash Consulting can help your institution with all the issues you face using the following services:

Static Interest Rate Risk Analysis

This complete interest rate risk analysis provides you with the information you need to report your current position for both earnings and economic value. The results can be validated and benchmarked against the analysis performed by your regulatory agency for an additional fee.

Dynamic Interest Rate Risk Analysis

In this analysis, stress tests are applied to current and forecasted balance sheets using your operating plan and strategy. This proactive method allows management to adjust its operating plan for today’s changing markets.

Individual Consulting

Our customized asset/liability consulting services include policy review, policy limit analysis, board and management education, and strategy development and recommendations. Let us know the nature of your needs, and we will work hard to provide you with an interest rate risk analysis product tailored to your specific situation.

Drafting Asset/Liability Policy

Use our extensive experience to help develop and implement an interest rate risk analysis policy specifically designed for your institution.

Model Certifications

This third-party review of internal interest rate risk management practices and procedures follows the guidelines from the Joint Agency Policy Statement on Interest Rate Risk. Our report includes a summary of procedures and practices, the assumptions employed, and an assessment of those assumptions on the institution’s interest rate risk exposure.

Core Deposit Analysis

This comprehensive review examines rate sensitivity of transaction amounts. An analysis separating rate sensitive balances from non-rate sensitive balances is produced from your historical data. Decay rates are calculated separately for rate sensitive and non-rate sensitive portions of the account.

All content on RitaNashConsulting.com is copyright © 2006 by Rita Nash Consulting.
Do not use without permission.